🌍 Built in the Caribbean. Open to the world.

Get paid.
Keep it.
Move it.

Your own US or EUR account. Get paid from anywhere, then move your money any way you want.

Download Flash for Free See what's new
Your own US or EUR account Free to send Your keys, your Bitcoin
0% Transfer fee
<3s Transfer speed
12,700+ Bitcoin merchants

One App

Everything your
money should do

Get paid from anywhere, send money home, and move your money any way you want — all in one app.

01 / Receive

Get paid from anywhere

Get your own US or EUR account, right in Flash. Share your details and anyone can pay you like a local bank. Clients, employers, family sending money home.

  • Your own US or EUR account number
  • Get paid by anyone, anywhere
  • No US address or bank branch
  • Money lands in seconds
Download Flash Download the app to get started

02 / Send

Send Money Home

$0 Flash transfer fee. Always.

Transfer money home in seconds, not days. Top up from your bank or card, send instantly, and let family cash out to their bank or spend free at a Flash merchant. Simple from start to finish.

  • Top up from your bank or debit card
  • Flash transfer fee: always zero
  • Arrives in seconds, not days
  • Cash out to a local bank account
See how it works

03 / Move

Move your money any way

When it's time to take your money out, the choice is yours. A bank account, another Flash wallet, or Bitcoin. However suits you.

  • Cash out to a US, EUR, or local bank
  • Send to another Flash wallet, free
  • Withdraw over Lightning or on-chain Bitcoin
  • Spend anywhere Bitcoin is accepted
See how it works

Send Money Home

Transparent
fee breakdown.

Fund your wallet from your bank or card, send it home in seconds, and your family cashes out to a local bank for 2%, or spends it free at a Flash merchant. Bitcoin runs it all in the background, so you never have to think about it.

⚡ Flash transfer fee Lightning Network — instant
Free
Flash cash-out to local bank Flash fee to convert to local currency and deposit
2%
Spend at Flash merchant No cash-out needed — zero conversion cost
Free

When your family spends Flash at a local merchant, sending money home is completely free — no on-ramp, no cash-out, no conversion. That's why every new Flash merchant makes sending money home cheaper for everyone.

How sending money home works

1
Fund your wallet Top up instantly from your bank account or debit card.
No exchange required
⚡
Send it home Send to any Flash user. Money arrives in seconds, and Flash charges nothing.
Flash fee: zero
3a
Option A — Spend at Flash merchant Groceries, restaurants, shops. Tap to pay. No conversion needed.
Total cost: zero
3b
Option B — Cash out to bank Flash converts to your local currency and deposits to your local bank account.
2% Flash cash-out fee

Other services charge 5–7% on a $200 transfer — roughly J$1,800. Flash's transfer fee is zero. Cash-out to bank is 2%. Spend at a Flash merchant and pay nothing at all.

For Developers

Build on Flash

Flash now offers enhanced API key access. Create scoped, rate-limited keys to move money, read balances, and build payments right into your own apps, then manage them all from the developer console.

Open the API console Read the docs

Ready to accept Flash at your business?

Join merchants across the Caribbean accepting Bitcoin payments. Setup is free, takes under 30 minutes, and requires no hardware.

Questions? We're here.

Reach the Flash team directly. We reply fast.

Email us WhatsApp Developer API