🇯🇲 Built for the Caribbean

Buy it.
Send it.
Spend it.

Receive money in seconds — no bank account needed.

No bank account needed Free to send Your keys, your Bitcoin 10k+ downloads
0% Transfer fee
<3s Transfer speed
34+ Merchants & growing

See how it works

One App

Three ways to change how
the Caribbean moves money

Flash works for everyone — whether you're buying Bitcoin for the first time, sending money home, or running a business.

01 / Buy

Buy Bitcoin in the Caribbean

Buy Bitcoin directly with your local bank account — no foreign exchange desk, no overseas account needed. Simple, local, and fast.

  • Pay with local currency from your local bank
  • Receive Bitcoin instantly in your wallet
  • Track the price in real time
  • Starting in Jamaica and Cayman Islands — expanding across the Caribbean
Download Flash Download the app to get started

02 / Send

Send Money Home

$0 Flash transfer fee. Always.

Transfer money home in seconds — not days. When family spends at a Flash merchant, the whole journey costs nothing. Compare that to other services charging 5–7%.

  • Flash transfer fee: zero
  • Arrives in seconds, not days
  • Spend at Flash merchants — completely free
  • Cash out to your local bank account
See how it works

03 / Spend

Spend & Earn Rewards

Tap to pay at any Flash merchant with your Flash Card. Earn cashback on every purchase. The more you spend locally, the more you save — and the more sending money home costs nothing.

  • Tap-to-pay Flash Card
  • Cashback on every purchase
  • Works at all Flash-enabled merchants
  • Accepted on Lightning globally
Find merchants

Send Money Home

Transparent
fee breakdown.

Flash charges zero to transfer money over Lightning. Cash out to a local bank costs 2%. Spend at a Flash merchant — pay nothing at all.

Buy Bitcoin (US exchange) Third-party cost — depends on your exchange
1 – 3%
⚡ Flash transfer fee Lightning Network — instant
Free
Flash cash-out to local bank Flash fee to convert to local currency and deposit
2%
Spend at Flash merchant No cash-out needed — zero conversion cost
Free

When your family spends Flash at a local merchant, sending money home is completely free — no on-ramp, no cash-out, no conversion. That's why every new Flash merchant makes sending money home cheaper for everyone.

How sending money home works

1
Buy Bitcoin anywhere Use Strike, Cash App, or any Bitcoin exchange.
~1–3% exchange fee
Send via Flash on Lightning Money arrives in seconds. Flash charges nothing.
Flash fee: zero
3a
Option A — Spend at Flash merchant Groceries, restaurants, shops. Tap to pay. No conversion needed.
Total cost: zero
3b
Option B — Cash out to bank Flash converts to your local currency and deposits to your local bank account.
2% Flash cash-out fee

Other services charge 5–7% on a $200 transfer — roughly J$1,800. Flash's transfer fee is zero. Cash-out to bank is 2%. Spend at a Flash merchant and pay nothing at all.

For Business

The ecosystem that makes it work

Every Flash merchant is a node in a system where sending money home costs nothing. Flash POS and the Flash Card are how that system grows.

Customer tapping a Flash card at a merchant POS terminal

Flash POS

Accept Bitcoin payments at your business. Works on any device — phone, tablet, or dedicated terminal. Real-time reports, no chargebacks, no hidden fees. Settlement in seconds.

  • Works on any phone, tablet, or terminal
  • Settlement in seconds — not days
  • Real-time sales reports
  • Zero chargebacks, ever
Set up your business
Flash tap-to-pay card

Flash Card

Your Flash balance, on a physical card. Tap to pay at any Flash merchant. Earn cashback on every purchase. Works offline. Accepted everywhere Lightning payments are accepted globally.

  • Tap to pay at every Flash merchant
  • Cashback on every purchase
  • Works offline — no data needed
  • Accepted on the Lightning Network globally
Find where to spend
Flash merchant in Jamaica
Watch on Instagram
RaggaMuffin Café
Flash Merchant · Kingston, Jamaica 🇯🇲

What people are saying

"Mi used to stress every time mi need fi send money. Other remittance lines long, fees high. Now? Flash it in 2 minutes from mi phone."

— Real Flash user from Kingston 🇯🇲

"Accepting Flash at the café was easier than I expected. My customers love it — especially the ones whose families send money from abroad. They just spend it here, no conversion needed."

— Merchant, RaggaMuffin Café · Kingston 🇯🇲
Download Flash — 0% transfer fee

Ready to accept Flash at your business?

Join merchants across the Caribbean accepting Bitcoin payments. Setup is free, takes under 30 minutes, and requires no hardware.


Questions? We're here.

Reach the Flash team directly. We reply fast.